What to Do If You Are Sued for Credit Card Debt
Are Sued for Credit Card Debt For example, when you default on credit card debt, the major consequence could be a lawsuit.Hold on. Can a credit card company sue you? Yes, it can. Make Sure You Actually Owe Don’t assume the [...]
Credit card fees and penalties
What is the maximum allowable APR on credit cards? It’s a popular misconception that state usury laws protect borrowers from high interest rates on their credit card debt. Credit card issuers scored a sweeping victory in 1978 when the Supreme [...]
FEDERAL TRADE COMMISSION Consumer Information protection
FEDERAL TRADE COMMISSION Consumer Information protection File a Consumer Complaint The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them.Learn about recent scams and [...]
Factors Are What Actually Matters When It Comes to Your Credit
Factors Are What Actually Matters When It Comes to Your Credit Your credit score is basically just a three-digit number that measures how likely you are to repay your debt. Credit scores range from 300 to 850 and are based on [...]
Disputing Errors on Credit Reports
Disputing Errors on Credit Reports Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report [...]
Hard vs. Soft Inquiry: What You Should Know Before a Credit Pull
Hard vs. Soft Inquiry: What You Should Know Before a Credit Pull When a lender or creditor asks a credit bureau to look at your credit report, that inquiry may get noted as part of your credit history. There are [...]
Credit card issuers are helping consumers affected by coronavirus—what you need to know
Credit card issuers are helping consumers affected by coronavirus Promotional financing can be helpful (as long as you have a plan) The uncertainty of the coronavirus outbreak has many stressed-out shoppers racing to the supermarkets. And many consumers are concerned [...]
Types of Companies That Are Looking at Your Credit Report
Types of Companies That Are Looking at Your Credit Report Credit card companies A credit card company can look at your credit report when you apply for a card. However, if you’re a customer, that company can look at your [...]
How to Build Credit
How to Build personal Credit GET A SECURED CREDIT CARD If you’re building your credit score from scratch, you’ll likely need to start with a secured credit card. A secured card is backed by a cash deposit you make upfront; the [...]
How to build business credit
How to build business credit Check your business (and personal) credit Don’t know if your business has credit? No worries: There are several ways to check your business’s credit reports.Unlike with personal credit reports, there isn’t a legal requirement for [...]
Identity Theft Resource Center
YOUR LIFE, YOUR IDENTITY-LET’S KEEP IT THAT WAY. The ITRC is a non-profit organization established to support victims of identity theft in resolving their cases, and to broaden public education and awareness in the understanding of identity theft, data breaches, [...]
How to Improve Your Credit Score
Pay Your Bills on Time When lenders review your credit report and request a credit score for you, they're very interested in how reliably you pay your bills. That's because past payment performance is usually considered a good predictor of [...]
Business Credit Cards
Business Credit Cards Business credit cards are tailored toward those who own small businesses, operate or manage a small or large business, and those who use credit cards to make business purchases. You can essentially charge any kind of business [...]
Compare the Best Business Credit Cards
Compare Business Credit Cards Business credit cards are tailored toward those who own small businesses, operate or manage a small or large business, and those who use credit cards to make business purchases. You can essentially charge any kind of [...]
CREDITKARMA Compare credit cards ,check your credit for free
CREDITKARMA Compare credit cards ,check your credit for free Everyone deserves to feel confident about their finances. Our job is to give you the tools, the education and the opportunities you need to make real, meaningful progress. Thinking about your [...]
Compare BEST CARD FOR Your Credit Score
FIND THE BEST CARdD FOR Your Credit ScoreCredit Cards Best Credit Cards Rewards Cards Credit Card Reviews Credit Card Comparison Credit Card Database Credit Card Calculators Balance Transfer Calculator Monthly Payment Calculator Credit Card Payoff Calculator Credit Card Interest Calculator,We [...]