How to Qualify for a Personal Loan Order a copy of your credit report Although your credit score represents your creditworthiness, it doesn’t show you the full picture. For a deeper dive into your financial past, order a free copy [...]
11 Best Small Business Loans of 2021 Applications are live for SBA-backed Paycheck Protection Program (PPP) loans. Business owners who need help covering payroll and expenses during the COVID-19 pandemic now have $350 billion in potentially forgivable loans available to them. [...]
FEDERAL TRADE COMMISSION Consumer Information protection File a Consumer Complaint The FTC works to prevent fraudulent, deceptive and unfair business practices in the marketplace and to provide information to help consumers spot, stop and avoid them.Learn about recent scams and [...]
Factors Are What Actually Matters When It Comes to Your Credit Your credit score is basically just a three-digit number that measures how likely you are to repay your debt. Credit scores range from 300 to 850 and are based on [...]
Disputing Errors on Credit Reports Your credit report contains information about where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Credit reporting companies sell the information in your report [...]
Hard vs. Soft Inquiry: What You Should Know Before a Credit Pull When a lender or creditor asks a credit bureau to look at your credit report, that inquiry may get noted as part of your credit history. There are [...]
Credit card issuers are helping consumers affected by coronavirus Promotional financing can be helpful (as long as you have a plan) The uncertainty of the coronavirus outbreak has many stressed-out shoppers racing to the supermarkets. And many consumers are concerned [...]
Guide to growing your own food 1. Start your own container garden This is a great way for those with limited space to begin growing food plants. There are many herbs, vegetables and fruits that grow well in containers. [...]
10 first-time homebuyer loans and programs First-time homebuyer programs, grants and loans are available to help people become homeowners. These programs are a form of financial assistance extended to qualified buyers, usually those who meet certain income restrictions and have [...]
How to Calculate Your Unemployment Benefits Are You Eligible for Unemployment? First, make sure you are eligible for unemployment. While it varies based on your state, you generally need two things to qualify. First, you need to have lost your job [...]
