Why you need life insurance Health IQ
Your financial obligations change over time. Your life insurance coverage should change with them. Why pay for more coverage than is needed? With Health IQ you can decrease your coverage anytime with a few clicks, say for example, if you have paid off a major financial commitment. We also make it easy to apply for more coverage, like perhaps if you have a new addition and want to make sure they are protected.The Way Life Should Be.Easy, intuitive, affordable, and human.
We are using technology and design to make the kind of life insurance we want for ourselves.
We Can Save You Money.
Those living a healthy lifestyle are overpaying for their insurance
Health IQ is the only company that combines your current health, health literacy and active lifestyle to better predict your long-term health, getting you rates up to 41% lower.*
Better underwriting
Health IQ ensures that your health literacy and active lifestyle are used to offset traditional insurance risk factors so you get credit (and a lower price) for your hard work.
Evaluate Your Health
Answer a few questions about your current health
Take your free medical exam in the convenience of your home
Test Health Literacy
Take the Health IQ Quiz
Take the Healthylifestyle IQ Quiz
Verify Lifestyle
Qualify with one below
Running: Run an 8-minute mile or an age-based equivalent
Cycling: Ride 50+ miles
Swimming: Compete in a meet
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