All of the features, none of the fees BANKING
Essential Checking
The zero fee checking account.

Zero monthly maintenance fees
Zero overdraft fees
Zero non-sufficient funds fee
Zero minimum monthly balance requirements
Unlimited domestic ATM fee reimbursements
Early direct deposit
1. Your employer submits payroll.
Your employer sends payroll instructions to their bank. Then, we get an alert that your paycheck is on its way.

2. You get paid early.
As soon as we get the payment alert, we’ll deposit money into your account. This means you can access your funds up to two days early