THiS is the Way to Save Money Around the House

1. Shop at the Right Time of Year

Time home item purchases to get the cheapest prices. Think furniture in January/February, barbecues in fall, and holiday decor after Christmas. See Wise Bread’s shopping calendar to find the best times to buy (and stay tuned for our monthly “What to Buy” feature, which runs on or around the first of every month).

2. Renegotiate Your Rent or Refinance Your Mortgage

Try negotiating a lower rent the next time your lease is up for renewal. For homeowners, investigate refinancing your mortgage if you can save a couple of percentage points on your interest rate.

3. Get a Sunday Paper Delivery

Sunday papers are full of coupons. The amount of savings gained from using these food and retailer coupons will far exceed the cost of the paper.

4. Collect Spare Change

Keep a jar to collect loose change. Don’t forget to check old junk drawers and the couch for coins, too. Every few months you can dump the change in your supermarket’s Coinstar machine to use towards groceries. You’ll pay no fees if you convert your coins to a variety of gift cards, including Amazon gift cards, where you can take advantage of Prime and Subscribe and Save.

 

5. Switch to Cloth Napkins

You can get good-enough-for-everyday and still much nicer than paper, all-cotton table napkins at Amazon and elsewhere, in a variety of colors and patterns, for a couple of dollars each, and sometimes less. Since they’re cotton instead of linen, just wash and fold, no ironing required!

6. Dollar Store Household Items

Get to know your local dollar stores. Buying household staples like tape, wrapping paper, soap, and other items will save you a bundle over the grocery store or pharmacy. (See also: Things You Should Buy at the Dollar Store)

7. Relax for Less

Rather than pay for relaxation, find other cheaper ways to unwind. Try meditation, reading, napping, or an affordable hobby instead of old habits that cost more, like shopping online or mixing up expensive cocktails.

8. Grow Some Herbs

Herbs can easily be grown indoors on a small windowsill or outside in pots or gardens. They will help you save on buying expensive grocery store jars of seasonings, will taste fresher, and can be easily dried and stored.

9. View Coupons as Money

When you realize a $10 coupon for something you need is the same as someone giving you $10 in cash towards your purchase, you’ll start to see the value of coupons and savings in a whole new way.

10. Close Closet Doors

Help keep your energy costs lower by closing closet doors so you aren’t needlessly heating and cooling closet space.

11. Pay Your Bills Online

Not only will this save you stamps and checks, but the many email reminders and ease of paying online will help you never miss a bill and have to pay a late charge. (See also: How to Avoid Late Fees)

12. Use Supermarket Weekly Circulars

Don’t just throw out that weekly grocery store circular. Give them a good look and plan to strategically shop the many deals they have, or stock up on deeply discounted items when bargains arise.

13. Entertain Over Brunch Instead of Dinner

Brunch items are often cheaper to prepare than dinner for guests (think French toast vs. expensive steaks). You’ll also save on alcohol, as people are less likely to drink as much.

14. Make a Household Budget

It’s time to sit down and do a budget to trim the fat, see where your hidden expenses are, and examine where your dollars are going. You can learn to build a budget in no time flat, or tune up one you currently have.

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